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"I don't feel as connected to my teachers," said Nyla Howell, 18, a first year student at UMBC. "It is awkward. It's different than being in person. The federal government uses information from 2018 or 2019 tax returns whichever was filed most recently to determine eligibility for the payouts. Those payments begin to get smaller for adults making more than $75,000 and phase out entirely for those earning more than $99,000. For married couples, the payments get smaller for those earning more than $150,000, falling to zero at $198,000. I enjoy reading the work of others and commenting and offering advice where I can.Just a little about me. I am an ambassador for Christ, love being with family, bowling, reading, writing and music. I am an educator by trade and love children.Please feel free to leave any comments that you think may be beneficial to me in reaching my writing goals. Dear Liz: I'm 32 and have a little over $100,000 in student debt from under